Investment Plan

Investment Plan

An Overview

We all have dreams and desires, but most of us do not plan our investments according to our objectives. We at ABL Funds care for your DREAMS. Whether it is for child’s education or marriage, retirement planning, dream car, house or vacation, your future is in the right hands.

We aim to take utmost care of your life goals by offering a variety of investment plans to secure your family’s future and turn your dreams into reality. You can select the plan that best matches your requirement and begin your journey of fulfillment.

 

Overview

ABL Fixed return plan aims to provide fixed rate of return while ensuring capital preservation for the unit holders at the time of maturity.

Investment Objective

ABL-Fixed Return Plan (ABL- FRP) is an Allocation Plan under “ABL Special Savings Fund” with an objective to earn competitive fixed return at the maturity along with capital protection for unit holders maintaining their investments in the Plan for a period of Twelve (12) months.

Key Features & Benefits

  • An ideal investment option to get Fixed Return with capital preservation.
  • Up to 100% investment in ‘AA’ and above-rated authorized investable avenues.
  • No Entry or Exit charges.

 

Product Suitability

  • Ideal for risk-averse investors offering an opportunity to earn 16.25% (expected annualized return).
  • Suitable for investors with short to the medium-term investment horizon.
  • Risk level- Low

Risk Metrics:

  • Low

  • Moderate

  • Medium

  • High

 

Scheme Features

Scheme Name ABL Fixed Return Plan
Categorization Allocation plan under ABL Special Savings Fund (Open-end Capital Protected Scheme)
Objective of the scheme To earn competitive fixed return at the maturity along with capital protection for unit holders who retain their investment in the Plan for a period of Twelve (12) months, subject to conditions mentioned hereinafter.
Benchmark Average of 6 Months PKRV Rates
Minimum Investment Amount Rs. 25,000/-
Entry load NIL
Exit load NIL
Contingent Load Shall be charged on Redemption prior to maturity and shall commensurate with net loss incurred due to early Redemption, as determined by the Management Company
Management Fee 6% of Gross Earning (subject to a Minimum Floor of 1% of Net Assets p.a. and a Maximum Cap of 1.5% of Net Assets p.a.)

 

Introduction

Objective based investing gives direction to an investment. It is a structured, well thought out process for investing, where you know the exact purpose behind investing. Simply by making consistent, periodic payments in the plan of your choice, you can reap the benefits of long term investing. Also, your money is easily accessible and you can withdraw your savings anytime.

ABL Asset Management Company Financial Planner is an administrative plan based on existing ABL Income Fund and ABL Stock Fund. This is a perfect planning tool for your life stage goals in a systematic and disciplined manner. With ease of regular investments and choice of allocation in accordance to your risk appetite, you are also entitled for free life and hospitalization insurance to give you the additional peace of mind.

Investment Objective

The investment objective of the plan is to generate long term growth on savings and provide a lump sum amount to investors at the time of redemption. Periodic payments will help the investor to average out the planned assets and instill a disciplined approach to investing.

ABL Asset Management Comapany Financial Planner will help investors in building up their savings for meeting future financial goals as given below:

  • Child Marriage Planning
  • Child Education Planning
  • Hajj Planning
  • Home Builder
  • Vacations

ABL Asset Management Company Financial Planner is segregated into three sub-plans i.e.

  • Sahara- Moderate Plan
  • Taraqqi- Dynamic Plan
  • Khushali- Aggressive Plan
 
  Asset Allocation Investment Horizon Risk/Return Potential
  ABL IF ABL SF    
SAHARA- Moderate Plan 80% 20% < 2 Years Low
TARAQQI- Dynamic Plan 60% 40% 3-5 Years Moderate
KHUSHHALI- Aggressive Plan 30% 70% >5 Years High

Key Features & Benefits

  • Ensure the necessary funds for a long term financial goal
  • Have higher growth potential on your investment amount by
    • Power of Compounding
    • Rupee Cost Averaging
  • Get insurance protection on your investment which provides you a financial cover against the uncertainties of life.
  • Minimum initial investment amount- Rs. 25,000; Subsequent investments Rs. 1,000 only*
  • Free Life / Accidental/medical Insurance Coverage
  • Front-end Load: Up to 5%
  • Back-end Load: 2% if redeemed within 6 months
  • Encashment: Dispatched within 6 Business Days
  • Processing charges up to 0.5% (on switching of plans)

*The present minimum application amount is Rs. 1,000/-. Units of ABL IF and ABL SF (including fractions thereof) shall be issued against the amount received from the Unit Holder in accordance with the terms of the Offering Documents of ABL IF and ABL SF. The Management Company may alter the minimum application amount from time to time and announce it on its website.

 

Insurance Coverage Benefit

Investment Amount Incase of Natural Death Sum Assured Incase of Accidental Death Sum Assured Accidental Medical Reimbursement Sum Assured
Below Rs. 200,000 None None None
At least Rs. 200,000 but less than Rs. 400,000 250,000 1,000,000 25,000
At least Rs. 400,000 but less than Rs. 600,000 500,000 2,000,000 50,000
At least Rs. 600,000 but less than Rs. 800,000 750,000 3,000,000 75,000
At least Rs. 800,000 to Rs. 1,000,000 1,000,000 4,000,000 100,000
Rs. 1,000,000 or more 1,500,000 5,000,000 125,000

Product Suitability

  • To achieve certain financial objectives over medium to long-term
  • Risk and return potential Low- Medium .

*Investors are encouraged to consult their Investment advisor prior to investing in the product.

Discover how you can maximize your investment growth potential by using our investment growth calculator. 

Get Started with ABL Funds today with Systematic Investment Planning   

Related Funds

 
 
ABL Income Fund

ABL Income Fund purposes to provide a supplement to your current income through the investments with no direct exposure to the stock market.

Learn More

 
ASSET ALLOCATION FUND

An asset allocation fund provides investors with a diversified portfolio of investments across several asset classes.

Learn More

 
ABL Cash Fund

ABL Cash Fund aims to provide you stable returns and maximum capital preservation by investing in high quality short term instrument therefore avoiding volatility of both long-term fixed income securities and stock markets.

Learn More

Overview

ABL Special Savings Plan-I(ABL SSP-I) launched under “ABL Special Saving Fund”, is a limited time investment option with an objective to boost your income stream by regular profit payouts, while providing peace of mind. It will benefit from current scenario of high yield on medium to long term Fixed Income securities for generating competitive returns while maintaining minimal risk level.

Investment Objective

The investment objective of the plan is to generate long term growth on savings and provide a lump sum amount to investors at the time of redemption. Periodic payments will help the investor to average out the planned assets and instill a disciplined approach to investing.

ABL Asset Management Financial Planner will help investors in building up their savings for meeting future financial goals as given below:

Key Features & Benefits

  • An opportunity that aims to offer attractive returns and maximum capital preservation at the end of initial maturity.
  • Up to 100% investment in ‘AAA’ rated Government Securities currently yielding 13-14% per annum.
  • Regular profit payout on quarterly basis.
  • Actively managed by seasoned and professional fund managers.
  • Investment amount starts from as low as 5,000.
 

Product Suitability

  • Ideal for investors who wish to avoid stock market volatility.
  • Earns competitive returns with minimal risk level.
  • An investment plan offering principal preservation and regular profit payouts to serve the liquidity requirements.

Scheme Features

Scheme Name ABL Special Savings Plan-I
Categorization Allocation plan under the Capital Protected Scheme
Objective of the scheme The plan aims to offer competitive return along with periodic profit distribution while providing capital preservation for unit holders holding their investment within 24 months from commencement of life of plan.
Benchmark Average of 6 months PKRV rates.
Minimum Investment Amount Rs.5,000
Entry load Up to 1%
Exit load 2% during 1st year,
1% during 2nd year
Management Fee 0.5% of total AUMs per annum


Fund Performance Highlight

 
  FY 23 FY 22 FY 21 FY 20
ABL Special Savings Fund – I Returns 16.96% 7.34% 3.28% 14.02%
Benchmark 19.89% 10.57% 7.75% 9.00%

Overview

ABL Special Savings Plan-IV (ABL SSP-IV) launched under “ABL Special Saving Fund”, is a limited time investment option with an objective to boost your income stream by regular profit payouts, while providing peace of mind. It will benefit from current scenario of high yield on medium to long term Fixed Income securities for generating competitive returns while maintaining minimal risk level.

Investment Objective

The investment objective of the plan is to generate long term growth on savings and provide a lump sum amount to investors at the time of redemption. Periodic payments will help the investor to average out the planned assets and instill a disciplined approach to investing.

ABL Special Savings Plan-IV will help investors in building up their savings for meeting future financial goals as given below:

Key Features & Benefits

  • An opportunity that aims to offer attractive returns and maximum capital preservation at the end of initial maturity.
  • Up to 100% investment in ‘AAA’ rated Government Securities.
  • Regular profit payout on monthly basis.
  • Actively managed by seasoned and professional fund managers.
  • Investment amount starts from as low as 5,000.

Product Suitability

  • Ideal for investors who wish to avoid stock market volatility.
  • Earns competitive returns with minimal risk level.
  • An investment plan offering principal preservation and regular profit payouts to serve the liquidity requirements.

Scheme Features

Scheme Name ABL Special Savings Plan-IV
Categorization Allocation plan under the Capital Protected Scheme
Objective of the scheme The plan aims to earn competitive regular return with capital preservation for unit holders who held their investment till maturity of Twenty Four (24) months from commencement of Life of Plan.
Benchmark Average of 1 months PKRV rates.
Minimum Investment Amount Rs.5,000
Entry load Up to 1%
Exit load 1% during 1st year,
0.5% during 2nd year
Management Fee 0.5% of total AUMs per annum


Fund Performance Highlight

FY 22 FY 21 FY 20
ABL Special Savings Fund – IV Returns 7.61% 4.94% 11.08%
Benchmark 10.24% 7.12% 6.57%


UAN

042-111-225-262

SMS

SMS INVEST to 8262
Email

contactus@ablfunds.com

Registered Address

Plot No. 14, Main Boulevard, DHA Phase VI, Lahore.
042-32305000